April 4, 2025

THE BEST WAY to get out of Multiple MCAs

If you are currently paying multiple cash advances, you undoubtedly know how unsustainable this debt servicing can be.

Learn more
April 2, 2025

What Happens If I Just Stop Paying My MCA Loans?

If you stop paying your MCA loans, the funding companies may start the default process which means they will implement collection efforts and most likely legal actions.

Learn more
April 1, 2025

Finding Cash Flow Savings with MCA Loans

If you have been paying more than one cash advance at a time, this MCA debt savings calculator will give you some sobering insight into what percent of your business’ available ‘on hand’ cash is being used to pay down expensive MCA debt.

Learn more
October 22, 2024

How Reverse Consolidations Help Business Owners Streamline Debt Management

In today’s highly competitive business landscape, managing debt effectively is essential for maintaining financial health. Our Reverse Consolidation program offers an innovative and flexible solution, empowering merchants to consolidate and manage their business debt more efficiently.

Learn more
August 21, 2024

The Best MCA Consolidation

If you are a business owner that is currently paying 1 or more Merchant Cash Advances, odds are you would be interested in lowering your payment sizes. Merchant Cash Advances are used as a quick fix for business working capital needs, but borrowing more than one simultaneously can mean a significant drain on operational cash. The quick payback of MCA loans mean that the business will need to commit to weekly or daily repayments, often a term of less than 12 months.

Learn more
June 11, 2024

Understanding How an MCA Affects Business Cash Flow’

Working capital is the lifeblood of a small business and without cash on hand a business will be hard pressed to operate. So, when a business takes on a heavy debt servicing program like an MCA, the business’ cash flow could be stifled. This debt servicing requirement is significantly increased if the business takes on more than one MCA.

Learn more
January 3, 2024

How to Get Out of MCA Debt

Merchant Cash advances are designed to be a short-term fix for immediate business cash flow needs. Most businesses understandably aren’t heavily capitalized, and owners usually don’t have a solution when they need money for their business. MCAs are a popular solution when immediate influxes of cash are needed to solve an immediate business problem or to enact on an immediate business opportunity. But what happens when today’s solution becomes tomorrow’s problem?

Learn more
January 2, 2024

Reverse Consolidation: How Does It Work?

Every business encounters the need for financial support, often resorting to debt financing for capital. Merchant cash advances offer a swift and convenient avenue to promptly acquire funds. For those navigating the repayment of a merchant cash advance, the concept of reverse consolidation becomes a valuable consideration. Whether you've utilized this financing method before or are contemplating its use, understanding reverse consolidation is key.

Learn more
March 3, 2022

How to Consolidate MCA Debt

When it comes to Consolidating Merchant Cash Advance (MCA) debt, you have 3 options. We have seen all sorts of businesses throughout the years, all with different amounts and positions of MCA debt. Each situation is different, but there is one constant trait; every business owner wants to get out of MCA debt! Here are the options that you have based on likelihood of approval and program quality, all of which don’t include debt restructuring (defaulting on the MCA funder).

Learn more
February 15, 2022

Iron Capital Equities Launches Platform for Small Businesses Mired in Expensive Alternative Debt

Businesses need to consolidate high interest, high payments for MCAs, especially now since thousands of companies received MCAs after emerging from post-pandemic government-imposed lockdowns.

Learn more
February 12, 2022

How to get rid of an MCA?

Do you have multiple MCA’s? MCA’s can be a great fit for when you really need cash quickly, but most times business owners find out that the quick payback of MCA’s stifle cash flow. When someone wants to ‘get rid of the MCA’s’, what they actually need to do is ease up their cash flow drain. A Reverse Consolidation is the way out of feeling the pressure of MCA payments.

Learn more
February 2, 2022

I have multiple cash advances....now what?

If you have multiple cash advances that you are currently paying, I can assume 2 things. You want to be paying less daily or weekly and you are confused with what your options are. 

Learn more
December 8, 2021

How to get lower payments and not default

If you have a Merchant Cash Advance, you are not alone…it’s estimated that nearly 1 million small businesses in America have had a cash advance. The quick access to cash and the ease of getting funded is a major reason why businesses take a cash advance. During the fast payback period, businesses can feel the pressure of lower cash on hand. Why consider defaulting if you can’t afford the payments? A Reverse Consolidation will lower payments and extend the term. 

Learn more
November 19, 2021

Why a Reverse Consolidation works

Many businesses who we meet are crushed with MCA debt. We’ve had clients with more than 10 MCA loans…at a single time! A Reverse Consolidation does work, because it solves the basic problem with paying many MCA’s at the same time. When your business cash flow goes to making MCA payments and not for running the business, a Reverse Consolidation is the perfect solution.

Learn more